633 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 633 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,946 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-030`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	134 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	633 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTS #3 FRNT 0085.98 DPTH 0134.00
Legal Subdivision	PARKWOOD ESTATES SUBDIVISION #3
Legal Tract	25
Legal Block	113
Legal Lot Number	238
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	633 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 24, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2009
Deed Sale	Jun 30, 2009
Prior Sale	Jun 30, 2009
Deed Document Number	0000301380
Last Transfer Date	Mar 26, 2025
Transfer Doc	0000046752
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	633 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210851152
Date	Nov 29, 2021
Instrument	2021-0851152

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	633 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	0000728937
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 UNIVERSITY AVE ELYRIA OH 440357238, ELYRIA, OH 44035-7238

Mortgage

Document Number	0000728937
Date	Sep 4, 2019
Instrument	728937

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$61,490 (+0.01%) Land $15,050 Building $46,440	$175,670 (-) Land $42,990 Building $132,680
2024	$1,915.00 (-10.3%)	$61,485 (+27.17%) Land $15,047 Building $46,438	$175,670 (+27.17%) Land $42,990 Building $132,680
2023	$2,135.00 (-20.63%)	$48,349 (%) Land $13,125 Building $35,224	$138,140 (-) Land $37,500 Building $100,640
2022	$2,690.00	$48,350 Land $13,130 Building $35,220
2021			$138,140 Land $37,500 Building $100,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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