644 Laurel St, Elgin, IL 60120 Property Records

Kane County property record for 644 Laurel St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	928 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2021)
Tax Bill	$3,993.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-429-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	928 sqft Living Area
Gross Area	1,856 sqft Gross Area
1st Floor	928 sqft 1st Floor
Basement Area	928 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame Construction
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	132 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	644 LAUREL ST
City	ELGIN
State	IL
Zip	60120-6702
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JAMES H & FULTON GIFFORDS ADDN EAST 14.5 FT SOUTH 132 FT NORTH 225 FT LOT 6 & WEST 45.5 FT SOUTH 132 FT NORTH 225 FT LOT 12
Legal Subdivision	JAMES H&FULTON GIFFORDS ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2017
Census Tract	851400

Owner

Source: Kane County records · APN 06-13-429-038

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 LAUREL ST, ELGIN, IL 60120-6702
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Nov 06, 2015 · Amount on Record
Deed Doc Number	202123661
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2021
Property Address	644 LAUREL ST, ELGIN, IL 60120-6702
Document Number	0000023661
Instrument Date	Jan 27, 2021
Instrument	2021K023661
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1773 SYCAMORE ST, 1773, DES PLAINES, IL 60018-2266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 LAUREL ST, ELGIN, IL 60120-6702

Mortgage

Document Number	0000023662
Date	Mar 26, 2021
Instrument	2021K023662

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+15.77%) Homeowner's exemption
2024		$55,578 (+21.39%) Land $10,333 Building $45,245	$166,801 (+21.44%) Land $31,011 Building $135,789
2022	$3,449.00 (-9.66%) Homeowner's exemption	$45,783 (+6.96%) Land $8,512 Building $37,271	$137,349 (+6.96%) Land $25,536 Building $111,813
2021	$3,818.00	$42,804 Land $7,958 Building $34,846	$128,412 Land $23,874 Building $104,538