Kane County property record for 632 Laurel St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,452 sqft · built 1890 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,197 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-13-429-034 |
| Primary APN | 06-13-429-034 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,178 sqft |
| Basement Area | 726 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 632 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A C KELLER & A MCGARITYS ADDN EAST 6 FT LOT 11 & ALL OF LOT 12 |
| Legal Subdivision | A C KELLER&A MCGARITYS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 632 LAUREL ST, ELGIN, IL 60120-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 (-25.04%) Homeowner's exemption Senior Citizen's exemption | $73,543 (+8.57%) Land $19,089 Building $54,454 | $220,717 (+8.57%) Land $57,290 Building $163,427 |
| 2024 | $67,738 (+21.39%) Land $17,582 Building $50,156 | $203,295 (+21.44%) Land $52,767 Building $150,528 | |
| 2022 | $2,931.00 (-2.79%) Disabled Person's exemption Veteran's exemption | $55,800 (+6.96%) Land $14,483 Building $41,317 | $167,400 (+6.96%) Land $43,449 Building $123,951 |
| 2021 | $3,015.00 Disabled Person's exemption Veteran's exemption | $52,170 Land $13,541 Building $38,629 | $156,510 Land $40,623 Building $115,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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