Kane County property record for 634 Laurel St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1950 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Jun 2011) |
| Tax Bill | $5,665 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-13-429-035 |
| Primary APN | 06-13-429-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,920 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 634 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A C KELLER & A MCGARITYS ADDN LOT 13 |
| Legal Subdivision | A C KELLER&A MCGARITYS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 851400 |
634 Laurel St is owned and occupied by an individual who bought it in June 2011.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 634 LAUREL ST, ELGIN, IL 60120-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2011 · Amount on File |
| Deed Sale | Jun 6, 2011 · Amount on File |
| Prior Sale | Dec 22, 2010 · Amount on File |
| Deed Document Number | 201133500 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 634 Laurel St was $5,665 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,665.00 Homeowner's exemption | $82,265 (+8.57%) Land $18,182 Building $64,083 | $246,894 (+8.57%) Land $54,568 Building $192,326 |
| 2024 | $75,772 Land $16,747 Building $59,025 | $227,407 Land $50,261 Building $177,146 | |
| 2022 | $4,892.00 (+4.73%) Homeowner's exemption | $62,419 (+6.96%) Land $13,796 Building $48,623 | $187,257 (+6.96%) Land $41,388 Building $145,869 |
| 2021 | $4,671.00 Homeowner's exemption | $58,357 Land $12,898 Building $45,459 | $175,071 Land $38,694 Building $136,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Laurel St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 634 Laurel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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