Kane County property record for 638 Laurel St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1955 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Sep 2010) |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-429-037 |
| Primary APN | 06-13-429-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 58 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 638 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES H & FULTON GIFFORDS ADDN WEST 57.5 FT EAST 72 FT SOUTH 132 FT NORTH 225 FT LOT 6 |
| Legal Subdivision | JAMES H&FULTON GIFFORDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 851400 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 LAUREL ST, ELGIN, IL 60120-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2010 · Amount on Record |
| Deed Sale | Sep 23, 2010 · Amount on Record |
| Prior Sale | Sep 23, 2010 |
| Deed Document Number | 201062898 |
| Last Transfer Date | Aug 21, 2021 |
| Transfer Doc | 0000075397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 5, 2021 |
| Property Address | 638 LAUREL ST, ELGIN, IL 60120-6702 |
| Document Number | 0000075397 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 2021K075397 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 LAUREL ST, ELGIN, IL 60120-6702 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,645.00 (+15.75%) Homeowner's exemption | ||
| 2024 | $51,378 (+21.39%) Land $10,333 Building $41,045 | $154,196 (+21.44%) Land $31,011 Building $123,184 | |
| 2022 | $3,149.00 (+5.18%) Homeowner's exemption | $42,323 (+6.96%) Land $8,512 Building $33,811 | $126,969 (+6.96%) Land $25,536 Building $101,433 |
| 2021 | $2,994.00 Homeowner's exemption | $39,569 Land $7,958 Building $31,611 | $118,707 Land $23,874 Building $94,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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