Kane County property record for 674 Laurel St, Elgin, IL 60120
| Property Type | Commercial |
|---|---|
| Details | 912 sqft · built 1968 |
| Lot Size | 1.27 acres (55,540 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Feb 2022) |
| Tax Bill | $13,477 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-429-042 |
| Primary APN | 06-13-429-042 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 55,540 sqft |
| Lot Width | 93 ft Width |
| Street Address | 674 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | JAMES H & FULTON GIFFORDS ADD N 93 FT E 132 FT LOT 6 N 93 FT (EX ELY 295.5) LOT 12 ALSO ELY 114 FT WLY 348 FT SLY 132 FT NLY 225 FT LOT 12 |
| Legal Subdivision | JAMES H&FULTON GIFFORDS ADD |
| Legal Block | 2 |
| Legal Lot Number | 6,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-13-429-042
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 674 LAUREL ST, ELGIN, IL 60120-6702 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ASSOCIATED BANK NA |
| Feb 17, 2022 | Warranty Deed, Transfer NOT AVAILABLE, CT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Deed Document Number | 20229727 |
| Prior Transfer Date | Oct 31, 2013 |
| Prior Transfer Doc | 0000003625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 674 LAUREL ST, ELGIN, IL 60120-6702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000095345 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021K095345 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54307 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 17, 2022 |
| Property Address | 674 LAUREL ST, ELGIN, IL 60120-6702 |
| Document Number | 0000009727 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022K009727 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 674 LAUREL ST, ELGIN, IL 60120-6702 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,477.00 (+15.96%) | $176,658 (+8.57%) Land $66,401 Building $110,257 | $530,186 (+8.57%) Land $199,283 Building $330,903 |
| 2024 | $162,714 (+21.39%) Land $61,160 Building $101,554 | $488,337 (+21.44%) Land $183,553 Building $304,784 | |
| 2022 | $11,622.00 (+3.95%) | $134,037 (+6.96%) Land $50,381 Building $83,656 | $402,111 (+6.96%) Land $151,143 Building $250,968 |
| 2021 | $11,180.00 | $125,315 Land $47,103 Building $78,212 | $375,945 Land $141,309 Building $234,636 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 520 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures