643 Timberline Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 643 Timberline Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,962 sqft · built 2000
Lot Size	4.47 acres (194,713 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,680 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-233-085-000`

Property Details

APN / Parcel Number

Primary APN	`10-02-233-085-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft 1st Floor
Basement Area	1,962 sqft Basement
Unfinished Basement	1,962 sqft Unfinished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	194,713 sqft (4.47 acres)
Driveway	Concrete Driveway
Driveway Area	1,244 sqft Driveway
Garage Area	484 sqft Garage

Exterior Amenities

Deck Area	423 sqft Deck
Patio Area	100 sqft Patio
Porch	Slab
Porch Area	100 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	643 TIMBERLINE DR
City	WATERLOO
State	IL
Zip	62298-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 3RD ADDN VANDEBROOK PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	02
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	85
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records · APN 10-02-233-085-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 TIMBERLINE DR, WATERLOO, IL 62298-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	643 TIMBERLINE DR, WATERLOO, IL 62298-2762
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389348
Date	Apr 20, 2017
Instrument	389348

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,390 (+29.76%) Land $45,430 Building $97,960	$430,170 (+29.76%) Land $136,290 Building $293,880
2024	$7,680.00
2022	Additional exemption filed	$110,500 Land $33,100 Building $77,400	$331,500 Land $99,300 Building $232,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.