631 Timberline Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 631 Timberline Dr, Waterloo, IL 62298 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,705 sqft · built 2001
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Tax Bill	$6,501 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-233-082-000`

Property Details

APN / Parcel Number

Primary APN	`10-02-233-082-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,705 sqft Building Perimeter
1st Floor Area	1,615 sqft
Upper Floors Area	90 sqft
Basement Area	1,705 sqft
Unfinished Basement	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)
Garage Area	999 sqft
Driveway	Asphalt Driveway
Driveway Area	899 sqft
Porch	Slab
Porch Area	474 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	631 TIMBERLINE DR
City	WATERLOO
State	IL
Zip	62298-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 3RD ADDN VANDEBROOK PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	02
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	82
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records · APN 10-02-233-082-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 TIMBERLINE DR, WATERLOO, IL 62298-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2022	Deed of Trust, Mortgage · Seller Carry-Back JOSEPH C SCHNEIDER TRT
Nov 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHNEIDER JOSEPH C TRUS (RT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000432680
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	631 TIMBERLINE DR, WATERLOO, IL 62298-2762
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426446
Date	Oct 07, 2022
Instrument	426446

Lender

Name	JOSEPH C SCHNEIDER TRT
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	631 TIMBERLINE DR, WATERLOO, IL 62298-2762
Document Number	0000412414
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 TIMBERLINE DR WATERLOO IL 622982762, WATERLOO, IL 62298-2762

Mortgage

Document Number	0000412414
Date	Nov 12, 2020
Instrument	412414

Lender

Name	SCHNEIDER JOSEPH C TRUS (RT)
Address	1401 OAK TREE CT, WATERLOO, IL 62298-2771

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,020 (+43.96%) Land $21,240 Building $111,780	$399,060 (+43.96%) Land $63,720 Building $335,340
2024	$6,501.00
2022	Additional exemption filed	$92,400 Land $15,500 Building $76,900	$277,200 Land $46,500 Building $230,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
HTC Holding	Fiber	1,000 / 1,000
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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