639 Timberline Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 639 Timberline Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,116 sqft · built 2001
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,900 (Aug 2022)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-233-084-000`

Property Details

APN / Parcel Number

Primary APN	`10-02-233-084-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,116 sqft Building Perimeter
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Mixed
Garage Area	270 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	639 TIMBERLINE DR
City	WATERLOO
State	IL
Zip	62298-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 84 3RD ADDN VANDEBROOK PHASE 1
Legal Range	10W
Legal Township	03S
Legal Section	02
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	84
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	639 TIMBERLINE DR, WATERLOO, IL 62298-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	2022425722
Record Updated	Oct 29, 2026

August 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MONROE IL
Recording Date	Aug 19, 2022
Property Address	639 TIMBERLINE DR, WATERLOO, IL 62298-2762
Document Number	0000425722
Instrument Date	Aug 19, 2022
Instrument	425722
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 FRANCIS DR, 2133, ARNOLD, MO 63010-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	639 TIMBERLINE DR, WATERLOO, IL 62298-2762

Mortgage

Document Number	0000425723
Date	Aug 19, 2022
Instrument	425723

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	6.13%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,011.00 (+21.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$106,670 (+28.29%) Land $23,410 Building $83,260	$320,010 (+28.29%) Land $70,230 Building $249,780
2024	$4,955.00
2022	Additional exemption filed	$83,150 Land $19,420 Building $63,730	$249,450 Land $58,260 Building $191,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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