Monroe County property record for 628 Timberline Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,830 sqft · built 1997 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Jan 2023) |
| Tax Bill | $6,028 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02-233-089-000 |
| Primary APN | 10-02-233-089-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Basement Area | 1,830 sqft |
| Unfinished Basement | 1,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 760 sqft |
| Porch | Slab |
| Porch Area | 258 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 628 TIMBERLINE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 3RD ADDN VANDEBROOK PHASE 1 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | VANDEBROOK ESTATES |
| Legal Lot Number | 89 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-02-233-089-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 SPRING TERRACE CT, COLUMBIA, IL 62236-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 05, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| May 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2023 · Amount on Record |
| Deed Sale | Jan 05, 2023 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Document Number | 2023427540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 05, 2023 |
| Property Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Document Number | 0000427540 |
| Map Reference | DOC 202723 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 427540 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Name | Verified Name |
|---|---|
| Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Document Number | 0000427541 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 427541 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.78% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414664 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 414664 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000392946 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 392946 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000396237 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 396237 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 29, 2019 |
| Property Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Document Number | 0000401681 |
| Instrument Date | May 28, 2019 |
| Instrument | 401681 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Document Number | 0000401682 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 401682 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,790 (+37.92%) Land $17,550 Building $93,240 | $332,370 (+37.92%) Land $52,650 Building $279,720 | |
| 2024 | $6,028.00 | ||
| 2022 | Additional exemption filed | $80,330 Land $15,860 Building $64,470 | $240,990 Land $47,580 Building $193,410 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| HTC Holding | Fiber | 1,000 / 1,000 |
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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