Monroe County property record for 640 Timberline Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,951 sqft · built 1999 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,422 (2024) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02-233-086-000 |
| Primary APN | 10-02-233-086-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| Basement Area | 1,951 sqft |
| Unfinished Basement | 1,951 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 124,146 sqft (2.85 acres) |
| Garage Area | 1,380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 169 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 906 sqft |
| Deck Area | 596 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 TIMBERLINE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 3RD ADDN VANDEBROOK PHASE 1 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | VANDEBROOK ESTATES |
| Legal Lot Number | 86 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-02-233-086-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 640 TIMBERLINE DR, WATERLOO, IL 62298-2762 |
| Document Number | 0000393929 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 640 TIMBERLINE DR WATERLOO IL 622982762, WATERLOO, IL 62298-2762 |
| Document Number | 0000393929 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 393929 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 17, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,790 (+31.41%) Land $34,350 Building $135,440 | $509,370 (+31.41%) Land $103,050 Building $406,320 | |
| 2024 | $9,422.00 | ||
| 2022 | Additional exemption filed | $129,210 Land $26,480 Building $102,730 | $387,630 Land $79,440 Building $308,190 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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