643 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 643 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeCondominium
Details1,430 sqft · built 1984
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$224,000 (Sep 2024)
Tax Bill$1,813 (2025)
Deeds & MortgagesAug 2021 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-28-00-766.1

Property Details

APN / Parcel Number

Primary APN28-37-28-00-766.1
Alternative APNs
  • 28-37-28-00-00766.1-0000.00
  • 2836640

Interior

Building Area1,430 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2025
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area6,098 sqft (0.14 acres)
PorchEnclosed Porch
Patio Area10 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2836640
Street Address643 CEDAR SIDE CIR NE
CityPALM BAY
StateFL
Zip32905-5034
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCEDAR SIDE CONDO PH I UNIT 112 CEDAR SIDE CONDO PH I AS DESC IN ORB 2537 PG 505 AND ALL AMENDMENTS THERETO.
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionCEDAR SIDE
Legal PhaseI
Legal Block766.1
Legal Unit112
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2009
Census Tract65130

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address643 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 5, 2020Warranty Deed, Transfer
SUPREME LNDG
Feb 23, 2018Warranty Deed, Transfer
STATE TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleOct 5, 2020 · Amount on Record
Deed Document Number2024196829
Deed Book / Page10167 / 917
Prior Transfer DateJul 27, 2021
Prior Transfer Doc0092401628
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateAug 30, 2021
Property Address643 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034
Document Number0092401628
Book / Page9240 / 1628
Map ReferenceMB 2537 PG 505
Instrument DateJul 27, 2021
Instrument2021225608
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 5, 2020
Property Address643 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034
Document Number0088750262
Book / Page008875 / 000262
Instrument DateSep 23, 2020
Instrument217119
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyFOUNDATION TITLE AND SETTLEMENT, FOUNDATION TITLE & SETTLEMENT

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 CEDAR SIDE CIR NE PALM BAY FL 329055034, PALM BAY, FL 32905-5034

Mortgage

Document Number88750263
DateOct 5, 2020
Book Page008875/000263
Instrument217120
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
AmountAmount Recorded
Term360 Months
DueOct 4, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 23, 2018
Property Address643 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034
Document Number0080980669
Book / Page008098 / 000669
Instrument DateFeb 20, 2018
Instrument40839
Transaction TypeTransfer
Record UpdatedMar 9, 2018
Title CompanySTATE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address643 CEDAR SIDE CIR NE PALM BAY FL 329055034, PALM BAY, FL 32905-5034

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,440 (+2.69%)$160,310 (-13.05%)
2025$1,813.00 (+24.01%) Homeowner's exemption$137,730 (+6.22%)$184,380 (-6.28%) Building $184,380
2023$1,462.00 (+0.62%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$129,670 (+2.99%)$196,730 (+15.84%) Building $196,730
2022$1,453.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$125,900$169,830 Building $169,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3 Holdings
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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