Brevard County property record for 647 Cedar Side Cir NE, Palm Bay, FL 32905
| Property Type | Condominium |
|---|---|
| Details | 1,430 sqft · built 1984 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Mar 2026) |
| Tax Bill | $619 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-00-766.3 |
| Primary APN | 28-37-28-00-766.3 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,430 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Enclosed Porch |
| Patio Area | 1,480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2836642 |
|---|---|
| Street Address | 647 CEDAR SIDE CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5034 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CEDAR SIDE CONDO PH I UNIT 114 CEDAR SIDE CONDO PH I AS DESC IN ORB 2537 PG 505 AND ALL AMENDMENTS THERETO. |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | CEDAR SIDE CONDO PH I |
| Legal Phase | I |
| Legal Block | 766.3 |
| Legal Unit | 114 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 65130 |
Source: Brevard County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| Mar 11, 2026 | Warranty Deed, Transfer PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Document Number | 202648990 |
| Deed Book / Page | 10568 / 1040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 647 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 647 OLDAR SIDE CIR NE CIR, PALM BAY, FL 32905 |
| Document Number | 0103051537 |
|---|---|
| Date | Apr 9, 2025 |
| Book Page | 10305/1537 |
| Instrument | 2025069587 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 25, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 647 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034 |
| Document Number | 0105681040 |
| Book / Page | 10568 / 1040 |
| Map Reference | MB 2537 PG 505 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026048990 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 CEDAR SIDE CIR NE # NE114, NE114, PALM BAY, FL 32905-5034 |
| Name | Verified Name |
|---|---|
| Address | 647 CEDAR SIDE CIR NE # 114, 114, PALM BAY, FL 32905-5034 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,330 (+2.7%) | $161,440 (-12.98%) | |
| 2025 | $619.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption | $75,300 (+5.98%) | $185,510 (-6.24%) |
| 2024 | $606.00 (+1.85%) | ||
| 2023 | $595.00 (+6.06%) Homeowner's exemption Senior Citizen's exemption | $71,050 (+2.99%) | $197,860 (+15.73%) Building $197,860 |
| 2022 | $561.00 Homeowner's exemption Senior Citizen's exemption | $68,990 | $170,960 Building $170,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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