641 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 641 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Condominium
Details	1,430 sqft · built 1984
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2021)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-00-766`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-00-766`
Alternative APNs	`28-37-28-00-00766.0-0000.00` `2836639`

Interior

Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Porch	Enclosed Porch
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2836639
Street Address	641 CEDAR SIDE CIR NE
City	PALM BAY
State	FL
Zip	32905-5034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR SIDE CONDO PH I UNIT 111 CEDAR SIDE CONDO PH I AS DESC IN ORB 2537 PG 505 AND ALL AMENDMENTS THERETO.
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	CEDAR SIDE
Legal Phase	I
Legal Block	766
Legal Unit	111
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2009
Census Tract	65130

Owner

Source: Brevard County assessment roll, APN 28-37-28-00-766, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 CEDAR SIDE CIR NE, 111, PALM BAY, FL 32905-5034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Sep 27, 2011 · Amount on Record
Deed Document Number	2021336350
Deed Book / Page	9370 / 16
Prior Transfer Date	Jul 09, 2002
Prior Transfer Doc	4644001171
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 29, 2021
Property Address	641 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5034
Document Number	0093700016
Book / Page	9370 / 16
Map Reference	MB 2537 PG 505
Instrument Date	Dec 27, 2021
Instrument	2021336350
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATYPICAL TITLE INC, ATYPICAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	677 JORDAN AVE, 677, SEBASTIAN, FL 32958-4835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CEDAR SIDE CIR NE # 111, 111, PALM BAY, FL 32905-5034

Mortgage

Document Number	0000937018
Date	Dec 29, 2021
Instrument	9370/18

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,310 (-13.05%)	$160,310 (-13.05%)
2025	$2,656.00 (+4.4%) Homeowner's exemption	$184,380 (+5.41%) Building $184,380	$184,380 (-6.28%) Building $184,380
2023	$2,544.00 (+4.05%) Homeowner's exemption	$174,920 (+3%)	$196,730 (+15.84%) Building $196,730
2022	$2,445.00 Homeowner's exemption	$169,830 Building $169,830	$169,830 Building $169,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651302, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 186 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3050442, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM BAY serves 140,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.