Brevard County property record for 638 Cedar Side Cir NE, Palm Bay, FL 32905
| Property Type | Condominium |
|---|---|
| Details | 1,063 sqft · built 2006 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Apr 2021) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-00-766.G |
| Primary APN | 28-37-28-00-766.G |
|---|---|
| Alternative APNs |
|
| Building Area | 1,063 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| Account Number | 2862347 |
|---|---|
| Street Address | 638 CEDAR SIDE CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5033 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CEDAR SIDE II CONDO UNIT 205D CEDAR SIDE II CONDO AS DESC IN ORB 5410 PG 270 AND ALL AMENDMENTS THERETO |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | CEDAR SIDE II BLDG D |
| Legal Block | 766.G |
| Legal Unit | 205D |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 65130 |
Source: Brevard County records · APN 28-37-28-00-766.G
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Aug 24, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI INTERLINC MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 2021102176 |
| Deed Book / Page | 9095 / 448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 21, 2021 |
| Property Address | 638 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033 |
| Document Number | 0090950448 |
| Book / Page | 9095 / 448 |
| Map Reference | MB 5410 PG 270 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021102176 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,043.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2826 DIGBY RD SE, 2826, PALM BAY, FL 32909-7632 |
| Name | Verified Name |
|---|---|
| Address | 638 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033 |
| Document Number | 9095451 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 9095/451 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 638 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033 |
| Document Number | 0079681955 |
| Book / Page | 007968 / 001955 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 178151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | BREVARD TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $609.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 CEDAR SIDE CIR NE #203D PALM BAY FL 329055033, 203D, PALM BAY, FL 32905-5033 |
| Document Number | 79681957 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 007968/001957 |
| Instrument | 178152 |
| Name | INTERLINC MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77064 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,440 (-11.72%) | $137,440 (-12.97%) | |
| 2025 | $2,156.00 (+5.58%) Homeowner's exemption | $155,690 (+5.98%) | $157,920 (-6.29%) Building $157,920 |
| 2023 | $2,042.00 (+4.56%) Homeowner's exemption | $146,910 (+2.99%) | $168,520 (+18.14%) Building $168,520 |
| 2022 | $1,953.00 Homeowner's exemption | $142,640 Building $142,640 | $142,640 Building $142,640 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM BAY serves 140,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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