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640 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 640 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeCondominium
Details1,063 sqft · built 2006
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Jun 2018)
Tax Bill$2,196 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN28-37-28-00-766.A

Property Details

APN / Parcel Number

Primary APN28-37-28-00-766.A
Alternative APNs
  • 28-37-28-00-00766.A-0000.00
  • 2862341

Interior

Building Area1,063 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2025
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Account Number2862341
Street Address640 CEDAR SIDE CIR NE
CityPALM BAY
StateFL
Zip32905-5033
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCEDAR SIDE II CONDO UNIT 104D CEDAR SIDE II CONDO AS DESC IN ORB 5410 PG 270 AND ALL AMENDMENTS THERETO
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionCEDAR SIDE II
Legal Block766.A
Legal Unit104D
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2009
Census Tract65130

Owner

Source: Brevard County records · APN 28-37-28-00-766.A

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 CEDAR SIDE CIR NE, 104D, PALM BAY, FL 32905-5033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Aug 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Deed Document Number2018134926
Deed Book / Page8190 / 396
Record UpdatedSep 20, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateJun 15, 2018
Property Address640 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number0081900396
Book / Page008190 / 000396
Instrument DateJun 14, 2018
Instrument134926
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyBREVARD TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$682.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 CEDAR SIDE CIR NE #104D PALM BAY FL 329055033, 104D, PALM BAY, FL 32905-5033

Mortgage

Document Number81900398
DateJun 15, 2018
Book Page008190/000398
Instrument134927
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 14, 2033

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateAug 16, 2017
Property Address640 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number0079620350
Book / Page007962 / 000350
Instrument DateAug 15, 2017
Instrument171881
Transaction TypeTransfer
Record UpdatedSep 01, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2287 W EAU GALLIE BLVD #A MELBOURNE FL 329353163, A, MELBOURNE, FL 32935-3163

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$137,440 (-12.97%)$137,440 (-12.97%)
2025$2,196.00 (-10.07%) Homeowner's exemption$157,920 (-6.29%) Building $157,920$157,920 (-6.29%) Building $157,920
2023$2,442.00 (+14.59%) Homeowner's exemption$168,520 (+18.14%) Building $168,520$168,520 (+18.14%) Building $168,520
2022$2,131.00$142,640 Building $142,640$142,640 Building $142,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651302, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wire 3 Holdings
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3050442, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PALM BAY
serves 140,750 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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