Ventura County property record for 642 Teresa St, Oxnard, CA 93030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,167 sqft · built 1997 |
| Lot Size | 0.129 acres (5,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2001) |
| Tax Bill | $6,238 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-0-092-125 |
| Primary APN | 215-0-092-125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,167 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| 2nd Floor Area | 1,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 5,610 sqft (0.129 acres) |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 26 sqft |
| Street Address | 642 TERESA ST |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93030-7662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULT |
| Legal Description | TRACT: 471401 LOT: 86 REF: 127MR 78 |
| Legal Subdivision | 4714-1 |
| Legal Tract | 471401 |
| Legal Block | 92 |
| Legal Lot Number | 86 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 3102 |
Source: Ventura County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 TERESA ST, OXNARD, CA 93030-7662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2001 · Amount on Record |
| Deed Sale | Nov 28, 2001 · Amount on Record |
| Prior Sale | Nov 24, 1997 · Amount on Record |
| Deed Document Number | 2001237091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 642 TERESA ST, OXNARD, CA 93030-7662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000129119 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 20171004-00129119 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $482,161 (+2%) Land $192,863 Building $289,298 | |
| 2025 | $6,238.00 (+2.31%) Homeowner's exemption | $472,707 (+4.04%) Land $189,081 Building $283,626 |
| 2024 | $6,097.00 (+3.78%) | |
| 2023 | $5,875.00 (+3.27%) Homeowner's exemption | $454,352 Land $181,739 Building $272,613 |
| 2022 | $5,689.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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