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631 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 631 Teresa St, Oxnard, CA 93030

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,021 sqft · built 1997
Lot Size0.135 acres (5,884 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Jul 2008)
Tax Bill$7,396 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN215-0-091-085

Property Details

APN / Parcel Number

Primary APN215-0-091-085
Alternative APN
  • 2150040070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,021 sqft Living Area
1st Floor Area2,021 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area5,884 sqft (0.135 acres)
Garage Area491 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area110 sqft

Location & Zoning

Street Address631 TERESA ST
CityOXNARD
StateCA
Zip93030-7615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMULT
Legal DescriptionTRACT: 471401 LOT: 100 REF: 127MR 78
Legal Subdivision4714-1
Legal Tract471401
Legal Block91
Legal Lot Number100
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1020
Census Tract3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address631 TERESA ST, OXNARD, CA 93030-7615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2008 · Amount on Record
Deed SaleJul 11, 2008 · Amount on Record
Prior SaleApr 5, 2005 · Amount on Record
Deed Document Number2008107020
Last Transfer DateMay 19, 2021
Transfer Doc0000104731
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateMay 26, 2021
Property Address631 TERESA ST, OXNARD, CA 93030-7615
Document Number0000104731
Map ReferenceMB 127 PG 78-81
Instrument DateMay 19, 2021
Instrument20210526-00104731
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address631 TERESA ST, OXNARD, CA 93030-7615

Mortgage

Document Number0000104732
DateMay 26, 2021
Instrument20210526-00104732
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address631 TERESA ST, OXNARD, CA 93030-7615
Document Number0000114012
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address631 TERESA ST OXNARD CA 930307615, OXNARD, CA 93030-7615

Mortgage

Document Number0000114012
DateSep 24, 2019
Instrument114012
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 23, 2039

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$577,929 (+2%) Land $375,656 Building $202,273
2025$7,396.00 (+2.28%) Homeowner's exemption$566,598 (+4.04%) Land $368,291 Building $198,307
2024$7,231.00 (+3.79%)
2023$6,967.00 (+3.25%) Homeowner's exemption$544,598 Land $353,991 Building $190,607
2022$6,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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