641 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 641 Teresa St, Oxnard, CA 93030 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 1997
Lot Size0.129 acres (5,610 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Aug 2008)
Tax Bill$5,967 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN215-0-091-075

Property Details

APN / Parcel Number

Primary APN215-0-091-075
Alternative APN
  • 2150040070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,605 sqft Living Area
1st Floor Area1,605 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area5,610 sqft (0.129 acres)
Garage Area461 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area7 sqft

Location & Zoning

Street Address641 TERESA ST
CityOXNARD
StateCA
Zip93030-7615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 471401 LOT: 99 REF: 127MR 78
Legal Subdivision4714-1
Legal Tract471401
Legal Block91
Legal Lot Number99
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1020
Census Tract3102

Owner

Source: Ventura County records · APN 215-0-091-075

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address641 TERESA ST, OXNARD, CA 93030-7615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2008 · Amount on Record
Deed SaleAug 25, 2008 · Amount on Record
Prior SaleJan 30, 2008 · Amount on Record
Deed Document Number2008130035
Prior Transfer DateJun 20, 2005
Prior Transfer Doc0000246802
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address641 TERESA ST, OXNARD, CA 93030-7615
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071439
DateJun 02, 2017
Instrument20170602-00071439
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address641 TERESA ST, OXNARD, CA 93030-7615
Document Number0000112536
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 TERESA ST OXNARD CA 930307615, OXNARD, CA 93030-7615

Mortgage

Document Number0000112536
DateJul 29, 2020
Instrument112536
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 28, 2035

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$459,715 (+2%) Land $298,821 Building $160,894
2025$5,967.00 (+2.31%) Homeowner's exemption$450,701 (+4.04%) Land $292,961 Building $157,740
2024$5,832.00 (+3.77%)
2023$5,620.00 (+3.29%) Homeowner's exemption$433,200 Land $281,584 Building $151,616
2022$5,441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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