Ventura County property record for 621 Teresa St, Oxnard, CA 93030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,833 sqft · built 1997 |
| Lot Size | 0.133 acres (5,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2009) |
| Tax Bill | $5,980 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-0-091-095 |
| Primary APN | 215-0-091-095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 841 sqft |
| 2nd Floor Area | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 5,810 sqft (0.133 acres) |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 125 sqft |
| Patio Area | 300 sqft |
| Street Address | 621 TERESA ST |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93030-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULT |
| Legal Description | TRACT: 471401 LOT: 101 REF: 127MR 78 |
| Legal Subdivision | 4714-1 |
| Legal Tract | 471401 |
| Legal Block | 91 |
| Legal Lot Number | 101 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3102 |
621 Teresa St is owned and occupied by two individuals who acquired it in October 2016.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 TERESA ST, OXNARD, CA 93030-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E & S FINANCIAL GROUP INC |
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2009 · Amount on File |
| Deed Sale | Oct 15, 2009 · Amount on File |
| Prior Sale | Jan 6, 2009 · Amount on File |
| Deed Document Number | 2009169799 |
| Last Transfer Date | Oct 20, 2016 |
| Transfer Doc | 0000158900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 621 TERESA ST, OXNARD, CA 93030-7614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 621 TERESA ST, OXNARD, CA 93030-7614 |
| Document Number | 0000148818 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 20210810-00148818 |
| Name | E & S FINANCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Address | VENTURA, CA 93003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 621 TERESA ST, OXNARD, CA 93030-7614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 621 TERESA ST, OXNARD, CA 93030-7614 |
| Document Number | 0000038058 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023000038058 |
| Name | PREMIER AMERICA CU |
|---|---|
| Type | Credit Union |
| Address | CHATSWORTH, CA 91311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 242 Months |
| Due | Jul 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 621 Teresa St was $5,980 with a homeowner's exemption, up 2.3% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $460,804 (+2%) Land $230,403 Building $230,401 | |
| 2025 | $5,980.00 (+2.31%) Homeowner's exemption | $451,769 Land $225,885 Building $225,884 |
| 2024 | $5,845.00 (+3.78%) | |
| 2023 | $5,632.00 (+3.28%) Homeowner's exemption | $434,227 Land $217,114 Building $217,113 |
| 2022 | $5,453.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 621 Teresa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 621 Teresa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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