652 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 652 Teresa St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1997
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Oct 2022)
Tax Bill	$10,091 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-092-135`

Property Details

APN / Parcel Number

Primary APN	`215-0-092-135`
Alternative APN	`2150040070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,610 sqft (0.129 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Street Address	652 TERESA ST
City	OXNARD
State	CA
Zip	93030-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	TRACT: 471401 LOT: 87 REF: 127MR 78
Legal Subdivision	4714-1
Legal Tract	471401
Legal Block	92
Legal Lot Number	87
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1019
Census Tract	3102

Owner

Source: Ventura County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 TERESA ST, OXNARD, CA 93030-7662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jul 17, 1997 · Amount on Record
Deed Document Number	202298645
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 5, 2022
Property Address	652 TERESA ST, OXNARD, CA 93030-7662
Document Number	2022000098645
Map Reference	MB 127 PG 78-81
Instrument Date	Aug 16, 2022
Instrument	2022000098645
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	300 E ESPLANADE DR STE 900, 900, OXNARD, CA 93036-1275
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000098646
Date	Oct 5, 2022
Instrument	2022000098646

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	652 TERESA ST, OXNARD, CA 93030-7662
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 TERESA ST, OXNARD, CA 93030-7662

Mortgage

Document Number	0000155884
Date	Aug 23, 2021
Instrument	20210823-00155884

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	652 TERESA ST, OXNARD, CA 93030-7662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151974
Date	Dec 6, 2019
Instrument	20191206-00151974

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,212 (+2%) Land $521,054 Building $280,158
2025	$10,091.00 (+2.28%) Homeowner's exemption	$785,502 (+4.04%) Land $510,837 Building $274,665
2024	$9,866.00 (+2.88%)
2023	$9,590.00 (+168.93%)	$755,000 Land $491,000 Building $264,000
2022	$3,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Teresa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures