Pinellas County property record for 636 Timber Bay Cir E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1985 |
| Lot Size | 0.204 acres (8,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,000 (Jun 2025) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8885-5 |
| Primary APN | C62-000-760-8885-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,432 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,878 sqft (0.204 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268735 |
|---|---|
| Street Address | 636 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 8, LOT 20 & 20A |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 81851 |
| Legal Block | 8 |
| Legal Lot Number | 20 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 27320 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 636 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | May 25, 2012 · Amount on Record |
| Deed Document Number | 2025158930 |
| Deed Book / Page | 23183 / 253 |
| Prior Transfer Date | Oct 31, 2011 |
| Prior Transfer Doc | 0173970270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 636 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 636 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Document Number | 0226131419 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 22613/1419 |
| Instrument | 2023282207 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 636 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0210671497 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 21067/1497 |
| Instrument | 2020200969 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (+12.92%) | $85,413 (+5.99%) | $238,970 (-14.92%) Land $97,307 Building $141,663 |
| 2023 | $681.00 (+5.75%) Homeowner's exemption | $80,588 (+3%) | $280,861 (+24.71%) Land $166,438 Building $114,423 |
| 2022 | $644.00 Homeowner's exemption | $78,241 | $225,205 Land $143,747 Building $81,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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