Kane County property record for 641 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,251 sqft · built 1994 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2021) |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-376-027 |
| Primary APN | 06-21-376-027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 1,251 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 641 LANCASTER CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNHOMES OF WOODBRIDGE UNIT 10-A-641 |
| Legal Subdivision | WOODBRIDGE |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-21-376-027
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 LANCASTER CIR, ELGIN, IL 60123-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Prior Sale | Apr 02, 2015 · Amount on Record |
| Deed Document Number | 202118716 |
| Prior Transfer Date | Feb 27, 2009 |
| Prior Transfer Doc | 0000017145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 10, 2021 |
| Property Address | 641 LANCASTER CIR, ELGIN, IL 60123-5650 |
| Document Number | 0000018716 |
| Map Reference | DOC 94K056585 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2021K018716 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 LANCASTER CIR, ELGIN, IL 60123-5650 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018717 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021K018717 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 (-1.84%) Homeowner's exemption | ||
| 2024 | $55,892 (+21.39%) Land $15,178 Building $40,714 | $167,743 (+21.44%) Land $45,552 Building $122,191 | |
| 2022 | $3,472.00 (+5.05%) Homeowner's exemption | $46,042 (+6.96%) Land $12,503 Building $33,539 | $138,126 (+6.96%) Land $37,509 Building $100,617 |
| 2021 | $3,305.00 Homeowner's exemption | $43,046 Land $11,689 Building $31,357 | $129,138 Land $35,067 Building $94,071 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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