599 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 599 Lancaster Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,531 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$95,000 (Aug 2021)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-376-035`

Property Details

APN / Parcel Number

Primary APN	`06-21-376-035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	599 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 12-D-599
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 13, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	202162142
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000004812
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 13, 2021
Property Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Document Number	0000062142
Map Reference	DOC 94K50685
Instrument Date	Jun 16, 2021
Instrument	2021K062142
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 13, 2021
Property Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Document Number	0000062141
Map Reference	DOC 94K056585
Instrument Date	Jun 16, 2021
Instrument	2021K062141
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062143
Date	Aug 13, 2021
Instrument	2021K062143

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2018
Property Address	599 LANCASTER CIR, ELGIN, IL 60123-5649
Document Number	0000004812
Instrument Date	Nov 6, 2017
Instrument	4812
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40W230 RUSSELL RD ELGIN IL 601248128, ELGIN, IL 60124-8128

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+15.8%) Homeowner's exemption	$75,245 (+8.57%) Land $16,479 Building $58,766	$225,825 (+8.57%) Land $49,457 Building $176,369
2024		$69,305 (+21.39%) Land $15,178 Building $54,127	$207,998 (+21.44%) Land $45,552 Building $162,446
2022	$4,430.00 (+4.83%) Homeowner's exemption	$57,091 (+6.96%) Land $12,503 Building $44,588	$171,273 (+6.96%) Land $37,509 Building $133,764
2021	$4,226.00 Homeowner's exemption	$53,376 Land $11,689 Building $41,687	$160,128 Land $35,067 Building $125,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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