Kane County property record for 644 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,655 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jul 2023) |
| Tax Bill | $5,799 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-126-016 |
| Primary APN | 06-28-126-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,655 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 644 LANCASTER CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNHOMES OF WOODBRIDGE UNIT 28-D-644 |
| Legal Subdivision | WOODBRIDGE |
| Legal Block | 1 |
| Legal Lot Number | 3613 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-28-126-016
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2380 DISCOVERY DR, SCHAUMBURG, IL 60194-6004 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN |
| Jun 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 19, 2023 |
| Property Address | 644 LANCASTER CIR, ELGIN, IL 60123-5652 |
| Document Number | 0000024191 |
| Map Reference | DOC 94K056585 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023K024191 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 LANCASTER CIR, ELGIN, IL 60123-5652 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 644 LANCASTER CIR, ELGIN, IL 60123-5652 |
| Document Number | 0000024192 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023K024192 |
| Name | SOLUTIONS FINANCIAL MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2017 |
| Property Address | 644 LANCASTER CIR, ELGIN, IL 60123-5652 |
| Document Number | 0000032447 |
| Map Reference | DOC94K056585 |
| Instrument | 2017K032447 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 644 LANCASTER CIR, ELGIN, IL 60123-5652 |
| Document Number | 0000032448 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 2017K032448 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,799.00 (+15.82%) | ||
| 2024 | $77,381 (+21.39%) Land $15,178 Building $62,203 | $232,236 (+21.44%) Land $45,552 Building $186,684 | |
| 2022 | $5,007.00 (+4.73%) Homeowner's exemption | $63,744 (+6.96%) Land $12,503 Building $51,241 | $191,232 (+6.96%) Land $37,509 Building $153,723 |
| 2021 | $4,781.00 Homeowner's exemption | $59,596 Land $11,689 Building $47,907 | $178,788 Land $35,067 Building $143,721 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures