646 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 646 Lancaster Cir, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,585 sqft · built 1994
Owner	Individual Name on File
Last Sale	$182,000 (Mar 2008)
Tax Bill	$5,333 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-28-126-017`

Property Details

APN / Parcel Number

Primary APN	`06-28-126-017`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	646 LANCASTER CIR
City	ELGIN
State	IL
Zip	60123-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF WOODBRIDGE UNIT 28-C-646
Legal Subdivision	WOODBRIDGE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

Source: Kane County records · APN 06-28-126-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 LANCASTER CIR, ELGIN, IL 60123-5652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2008 · Amount on Record
Deed Sale	Mar 28, 2008 · Amount on Record
Prior Sale	May 05, 2004 · Amount on Record
Deed Document Number	200826646
Last Transfer Date	Sep 12, 2012
Transfer Doc	0000063536
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+15.81%) Homeowner's exemption
2024		$71,757 (+21.39%) Land $14,316 Building $57,441	$215,357 (+21.44%) Land $42,965 Building $172,392
2022	$4,605.00 (+4.78%) Homeowner's exemption	$59,111 (+6.96%) Land $11,793 Building $47,318	$177,333 (+6.96%) Land $35,379 Building $141,954
2021	$4,395.00 Homeowner's exemption	$55,265 Land $11,026 Building $44,239	$165,795 Land $33,078 Building $132,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Opiquad	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.