597 Lancaster Cir, Elgin, IL 60123 Property Records

Kane County property record for 597 Lancaster Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,585 sqft · built 1994
OwnerTrust Name on File
Last Sale$128,500 (Jul 1999)
Tax Bill$4,801 (2025)
Flood ZoneZone X (minimal risk)
APN06-21-376-036

Property Details

APN / Parcel Number

Primary APN06-21-376-036

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,585 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address597 LANCASTER CIR
CityELGIN
StateIL
Zip60123-5649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNHOMES OF WOODBRIDGE UNIT 12-C-597
Legal SubdivisionWOODBRIDGE
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851908

Owner

597 Lancaster Cir is owner-occupied and held in a trust since April 2008.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address597 LANCASTER CIR, ELGIN, IL 60123-5649
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 1999 · Amount on File
Deed SaleJul 15, 1999 · Amount on File
Prior SaleMay 9, 1995 · Amount on File
Deed Document Number199969803
Last Transfer DateApr 9, 2008
Transfer Doc0000002641
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 597 Lancaster Cir was $4,801 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,801.00 Homeowner's exemption Senior Citizen's exemption$78,939 (+8.57%) Land $15,543 Building $63,396$236,912 (+8.57%) Land $46,648 Building $190,264
2024$72,708 Land $14,316 Building $58,392$218,211 Land $42,965 Building $175,246
2022$4,239.00 (+5.61%) Homeowner's exemption$59,895 (+6.96%) Land $11,793 Building $48,102$179,685 (+6.96%) Land $35,379 Building $144,306
2021$4,014.00 Homeowner's exemption$55,998 Land $11,026 Building $44,972$167,994 Land $33,078 Building $134,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 597 Lancaster Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 597 Lancaster Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Lancaster Cir

Nearby Streets

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