Allegan County property record for 641 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (May 2023) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-300-078-00 |
| Primary APN | 51-300-078-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 160 ft deep x 57 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 SFR |
| Legal Description | PT OF SEC 29 & 32 COM 165 FT E OF SW COR SE 1/4 SE 1/4 SEC 29 TH NWLY TO THE INTERSECTION OF THE ELY LINE OF ELY ST AND THE W LINE OF SD SE 1/4 SE 1/4 SEC 29 TH SWLY ALONG ELY ST 50.5 FT TH SELY AT RT ANGLES WITH SD ST LINE 100 FT TH ELY TO A PT 50 F |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31200 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 ELY ST, ALLEGAN, MI 49010-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| May 3, 2023 | Intrafamily Transfer, Transfer |
| Jan 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on Record |
| Deed Sale | May 3, 2023 · Amount on Record |
| Deed Document Number | 20236376 |
| Deed Book / Page | 4853 / 520 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 004829/331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 3, 2023 |
| Property Address | 641 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 004853/520 |
| Book / Page | 4853 / 520 |
| Map Reference | LB 187 PG 265 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023006376 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,342.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3017 118TH AVE, ALLEGAN, MI 49010-9555 |
| Name | Verified Name |
|---|---|
| Address | 3910 OTTAWA AVE, KALAMAZOO, MI 49006-1925 |
| Document Number | 2023006377 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023006377 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 3, 2023 |
| Property Address | 641 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 004853/518 |
| Book / Page | 4853 / 518 |
| Map Reference | LB 184 PG 265 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023006375 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3017 118TH AVE, ALLEGAN, MI 49010-9555 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 11, 2023 |
| Property Address | 641 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 004829/331 |
| Book / Page | 4829 / 331 |
| Instrument Date | Nov 23, 2015 |
| Instrument | 2023000500 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 641 ELY ST, ALLEGAN, MI 49010-1541 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Allegan City |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,000 (+4.37%) Land $18,000 Building $68,000 | $172,000 (+4.37%) Land $36,000 Building $136,000 | |
| 2025 | $3,313.00 (+2.28%) Homeowner's exemption | $82,400 (+30.17%) Land $15,100 Building $67,300 | $164,800 (+30.17%) Land $30,200 Building $134,600 |
| 2024 | $3,239.00 (+161.21%) | ||
| 2023 | $63,300 Land $12,500 Building $50,800 | $126,600 Land $25,000 Building $101,600 | |
| 2022 | $1,240.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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