625 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 625 Ely St, Allegan, MI 49010

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,249 sqft · built 1891
Lot Size0.108 acres (4,704 sqft)
OwnerTrust Name on File
Last Sale$16,000 (Aug 1987)
Tax Bill$1,050 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-300-026-00

Property Details

APN / Parcel Number

Primary APN51-300-026-00
Alternative APN
  • 03-51-300-026-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,249 sqft Living Area
1st Floor Area742 sqft
Basement Area676 sqft
Unfinished Basement676 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Exterior MaterialWood
Foundation TypeRaised
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions80 ft deep x 116 ft wide
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address625 ELY ST
CityALLEGAN
StateMI
Zip49010-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 SFR
Legal DescriptionCOM ON W LINE KNAPP ST 176 FT N OF S SEC LINE TH N 114 FT TO ELY ST TH SWLY ALONG ELY ST 116.5 FT TH SELY TO BEG SEC 29.
JurisdictionALLEGAN MI
Township / Civil DivisionALLEGAN
Census Block Group3
Census Block3022
Census Tract31200

Owner

625 Ely St is owner-occupied and held in a trust since August 2002.

Source: Allegan County records, as of September 9, 2026

Owner of RecordTrust Name on File
Mailing Address625 ELY ST, ALLEGAN, MI 49010-1541
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1987 · Amount on File
Deed SaleAug 1, 1987 · Amount on File
Deed Book / Page1161 / 270
Last Transfer DateAug 13, 2002
Transfer Doc2282000872
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address625 ELY ST, ALLEGAN, MI 49010-1541
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4115/424
DateFeb 17, 2017
Book Page4115/424
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 625 Ely St was $1,050 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityAllegan City
Unified School DistrictAllegan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,600 Land $15,900 Building $38,700$109,200 Land $31,800 Building $77,400
2025$1,050.00
2023$40,600 Land $11,000 Building $29,600$81,200 Land $22,000 Building $59,200
2022$934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Ely St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Ely St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLEGAN
serves 5,930 people · EPA ID MI0000120
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Ely St

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