Allegan County property record for 643 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,263 sqft · built 1910 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Oct 2021) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-300-077-00 |
| Primary APN | 51-300-077-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 643 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 SFR |
| Legal Description | PT OF SEC 29 & 32 COM ON ELY LINE OF ELY ST 50.5 FT SWLY ALONG SD ST LINE FROM W LINE OF SE 1/4 SE 1/4 SEC 29 TH SELY AT RT ANGLES WITH SD ST LINE 100 FT TH ELY TO A PT ON W LINE OF KNAPP ST 50 FT S OF N LINE SEC 32 TH S 82 FT TH W 165 FT TH N 85 FT |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 02 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31200 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 ELY ST, ALLEGAN, MI 49010-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALLEGAN COMMUNITY FCU |
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage LEVEL ONE BANK |
| Feb 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Book / Page | 4686 / 377 |
| Prior Transfer Date | Jan 5, 2011 |
| Prior Transfer Doc | 3491000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 21, 2021 |
| Property Address | 643 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 004686/377 |
| Book / Page | 4686 / 377 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 ELY ST, 643, ALLEGAN, MI 49010-1541 |
| Name | Verified Name |
|---|---|
| Address | 1207 STARLITE DR # 83, 83, ALLEGAN, MI 49010-8029 |
| Document Number | 0004686379 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 4686/379 |
| Name | ALLEGAN COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 15, 2018 |
| Property Address | 643 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 004245/678 |
| Book / Page | 4245 / 678 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 ELY ST, 643, ALLEGAN, MI 49010-1541 |
| Name | Verified Name |
|---|---|
| Address | 1901 POST DR NE, BELMONT, MI 49306-9274 |
| Document Number | 0004245681 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 4245/681 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 8, 2017 |
| Property Address | 643 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 4112/579 |
| Book / Page | 4112 / 579 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 ELY ST, 643, ALLEGAN, MI 49010-1541 |
| Name | Verified Name |
|---|---|
| Address | 643 ELY ST, ALLEGAN, MI 49010-1541 |
| Document Number | 4112582 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 4112/582 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Allegan City |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,900 (+37.7%) Land $13,000 Building $65,900 | $157,800 (+37.7%) Land $26,000 Building $131,800 | |
| 2025 | $2,560.00 (+10.11%) | ||
| 2023 | $57,300 Land $9,000 Building $48,300 | $114,600 Land $18,000 Building $96,600 | |
| 2022 | $2,325.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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