627 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 627 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,275 sqft
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Nov 2021)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-300-028-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-028-00`
Alternative APN	`03-51-300-028-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	780 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	95 ft deep x 51 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	627 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON ELY LINE OF ELY ST 167.5 FT SWLY FROM W LINE OF KNAPP ST TH N 32 DEG E ALONG ELY ST 51 FT TH SELY TO W LINE OF KNAPP ST AT A PT 176 FT N OF S SEC LINE TH S 55 FT TH NWLY TO BEG SEC 29.
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 SPRINGHILL DR, ALLEGAN, MI 49010-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage US FIRE INSURANCE CO
Nov 16, 2021	Warranty Deed, Transfer
Nov 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Book / Page	4697 / 843
Prior Transfer Date	Apr 16, 2009
Prior Transfer Doc	003318/180
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	627 ELY ST, ALLEGAN, MI 49010-1541
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004354/022
Date	Jun 18, 2019
Book Page	4354/022

Lender

Name	US FIRE INSURANCE CO
Type	Insurance Company
Address	HOUSTON, TX 77077

Agreement

Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 16, 2021
Property Address	627 ELY ST, ALLEGAN, MI 49010-1541
Document Number	004697/843
Book / Page	4697 / 843
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12895 BARRY LN, WAYLAND, MI 49348-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3220 SPRINGHILL DR, ALLEGAN, MI 49010-8539

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 16, 2021
Property Address	627 ELY ST, ALLEGAN, MI 49010-1541
Document Number	004697/841
Book / Page	4697 / 841
Instrument Date	Jan 21, 2019
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 HUBBARD ST, ALLEGAN, MI 49010-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 ELY ST, ALLEGAN, MI 49010-1541

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,500 (+6.09%) Land $12,900 Building $37,600	$101,000 (+6.09%) Land $25,800 Building $75,200
2025	$2,285.00 (+1.47%) Homeowner's exemption	$47,600 (+31.86%) Land $10,800 Building $36,800	$95,200 (+31.86%) Land $21,600 Building $73,600
2024	$2,252.00 (+11.05%)
2023		$36,100 Land $8,900 Building $27,200	$72,200 Land $17,800 Building $54,400
2022	$2,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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