Allegan County property record for 642 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,088 sqft · built 1910 |
| Lot Size | 2.39 acres (104,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,900 (Jan 1991) |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-100-073-00 |
| Primary APN | 51-100-073-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 104,326 sqft (2.39 acres) |
| Lot Dimensions | 760 ft deep x 99 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 642 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 SFR |
| Legal Description | S 99 FT OF E 297 FT OF SW 1/4 SE 1/4 LYING W OF ELY ST ALSO COM 297' W OF SW COR OF SE 1/4 SE 1/4 TH N 154.6' TH W 523.2' TH S 154.6' TH E 523.2' TO POB SEC 29 T2N R13W (80) |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 29 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 31200 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2024 | Intrafamily Transfer, Transfer |
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1991 · Amount on Record |
| Deed Sale | Jan 1, 1991 · Amount on Record |
| Deed Book / Page | 1281 / 533 |
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 004932/984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 9, 2024 |
| Property Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Document Number | 004932/984 |
| Book / Page | 4932 / 984 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024005193 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Document Number | 004771/272 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 4771/272 |
| Instrument | 2022012282 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 7, 2022 |
| Property Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
| Document Number | 004748/437 |
| Book / Page | 4748 / 437 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022007411 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 642 ELY ST, ALLEGAN, MI 49010-1514 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Allegan City |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,900 (+8.81%) Land $24,200 Building $85,700 | $219,800 (+8.81%) Land $48,400 Building $171,400 | |
| 2025 | $2,623.00 (+2.3%) Homeowner's exemption | $101,000 (+22.72%) Land $19,800 Building $81,200 | $202,000 (+22.72%) Land $39,600 Building $162,400 |
| 2024 | $2,564.00 (+9.9%) | ||
| 2023 | $82,300 Land $17,800 Building $64,500 | $164,600 Land $35,600 Building $129,000 | |
| 2022 | $2,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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