Kane County property record for 641 Cooper Ave, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1924 |
| Square Footage | 599 sqft Living Area |
| Lot Size | 7,636 sqft (0.175 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $53,000 (1997) |
| Tax Bill | $1,879.00 (2025) |
| Primary APN | 06-12-276-010 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 599 sqft Living Area |
| Gross Area | 1,198 sqft Gross Area |
| 1st Floor | 599 sqft 1st Floor |
| Basement Area | 599 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame Construction |
| Lot Area | 7,636 sqft (0.175 acres) |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 641 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 2 BLOCK 13 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-276-010
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Apr 10, 2023 | Intrafamily Transfer, Transfer |
| Apr 10, 2023 | Affidavit, Transfer |
| Dec 03, 2018 | Deed of Trust, Mortgage · Line of Credit BARRINGTON BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 1997 · Amount on Record |
| Deed Sale | Feb 06, 1997 · Amount on Record |
| Deed Doc Number | 19978305 |
| Last Transfer Date | Apr 04, 2023 |
| Transfer Doc | 0000010996 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008145 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024K008145 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 10, 2023 |
| Property Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Document Number | 0000010996 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 2023K010996 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 10, 2023 |
| Property Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Document Number | 0000010997 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 2023K010997 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 641 COOPER AVE, ELGIN, IL 60120-3014 |
| Document Number | 0000060500 |
| Instrument Date | Dec 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 641 COOPER AVE ELGIN IL 601203014, ELGIN, IL 60120-3014 |
| Document Number | 0000060500 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 60500 |
| Name | BARRINGTON BK&TR |
|---|---|
| Type | Bank |
| Address | BARRINGTON, IL 60010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (-30.2%) | $48,838 (+8.57%) Land $16,899 Building $31,939 | $146,573 (+8.57%) Land $50,717 Building $95,855 |
| 2024 | $44,983 (+21.39%) Land $15,565 Building $29,418 | $135,003 (+21.44%) Land $46,714 Building $88,289 | |
| 2022 | $2,692.00 (+5.36%) Homeowner's exemption | $37,056 (+6.96%) Land $12,822 Building $24,234 | $111,168 (+6.96%) Land $38,466 Building $72,702 |
| 2021 | $2,555.00 Homeowner's exemption | $34,645 Land $11,988 Building $22,657 | $103,935 Land $35,964 Building $67,971 |
641 Cooper Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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