636 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 636 Cooper Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,460 sqft · built 1900
Lot Size0.145 acres (6,336 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Aug 2005)
Tax Bill$5,673 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-237-020

Property Details

APN / Parcel Number

Primary APN06-12-237-020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,460 sqft Living Area
Gross Area2,271 sqft
Basement Area811 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,336 sqft (0.145 acres)
Lot Dimensions132 ft deep x 48 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceWell

Location & Zoning

Street Address636 COOPER AVE
CityELGIN
StateIL
Zip60120-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOWS ADDN LOT 20 BLOCK 10
Legal SubdivisionLUDLOWS ADDN
Legal Block10
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract850800

Owner

Source: Kane County records · APN 06-12-237-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address636 COOPER AVE, ELGIN, IL 60120-3015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Quit Claim Deed, Transfer
Quitclaim
Mar 03, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2005 · Amount on Record
Deed SaleAug 11, 2005 · Amount on Record
Prior SaleNov 14, 1995 · Amount on Record
Deed Document Number200593568
Last Transfer DateFeb 23, 2024
Transfer Doc0000006895
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 04, 2024
Property Address636 COOPER AVE, ELGIN, IL 60120-3015
Document Number0000006895
Instrument DateFeb 23, 2024
Instrument2024K006895
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address636 COOPER AVE, ELGIN, IL 60120-3015

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 03, 2022
Property Address636 COOPER AVE, ELGIN, IL 60120-3015
Document Number0000012167
Instrument DateMar 03, 2022
Instrument2022K012167
Transaction TypeTransfer
Record UpdatedMar 09, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address636 COOPER AVE, ELGIN, IL 60120-3015

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,673.00 (+15.8%)
2024$75,871 (+21.39%) Land $13,958 Building $61,913$227,704 (+21.44%) Land $41,891 Building $185,813
2022$4,899.00 (+4.75%) Homeowner's exemption$62,500 (+6.96%) Land $11,498 Building $51,002$187,500 (+6.96%) Land $34,494 Building $153,006
2021$4,677.00 Homeowner's exemption$58,433 Land $10,750 Building $47,683$175,299 Land $32,250 Building $143,049

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2007–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cooper Ave

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