Kane County property record for 653 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,728 sqft · built 1961 |
| Lot Size | 0.138 acres (5,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Sep 2004) |
| Tax Bill | $5,380 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-277-001 |
| Primary APN | 06-12-277-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,995 sqft (0.138 acres) |
| Lot Dimensions | 109 ft deep x 55 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 653 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN PART OF LOTS 9 & 10 DESC IN DOC 917717 BOOK 2010/281 BLOCK 14 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 14 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 COOPER AVE, ELGIN, IL 60120-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2004 · Amount on Record |
| Deed Sale | Sep 7, 2004 · Amount on Record |
| Deed Document Number | 2004117526 |
| Prior Transfer Date | Aug 20, 2004 |
| Prior Transfer Doc | 0000117526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 653 COOPER AVE, ELGIN, IL 60120-3057 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037968 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021K037968 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 4324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,380.00 (+27.04%) Homeowner's exemption | $78,521 (+8.57%) Land $15,320 Building $63,201 | $235,657 (+8.57%) Land $45,978 Building $189,679 |
| 2024 | $72,323 (+21.39%) Land $14,111 Building $58,212 | $217,056 (+21.44%) Land $42,350 Building $174,706 | |
| 2022 | $4,235.00 (+4.85%) Homeowner's exemption | $59,577 (+6.96%) Land $11,624 Building $47,953 | $178,731 (+6.96%) Land $34,872 Building $143,859 |
| 2021 | $4,039.00 Homeowner's exemption | $55,701 Land $10,868 Building $44,833 | $167,103 Land $32,604 Building $134,499 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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