629 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 629 Cooper Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1918
Square Footage	784 sqft Living Area
Lot Size	7,394 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$142,000 (2020)
Tax Bill	$4,115.00 (2025)

Owner

Source: Kane County records · APN 06-12-276-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	629 COOPER AVE, ELGIN, IL 60120-3014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Doc Number	202071773
Prior Transfer Date	Oct 16, 2009
Prior Transfer Doc	0000096086
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 20, 2020
Property Address	629 COOPER AVE, ELGIN, IL 60120-3014
Document Number	0000071773
Instrument Date	Nov 12, 2020
Instrument	2020K071773
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	AMERICAN TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 COOPER AVE, ELGIN, IL 60120-3014

Mortgage

Document Number	0000071774
Date	Nov 20, 2020
Instrument	2020K071774

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,115.00 (+15.75%) Homeowner's exemption
2024		$57,056 (+21.39%) Land $15,565 Building $41,491	$171,236 (+21.44%) Land $46,714 Building $124,523
2022	$3,555.00 (+5.02%) Homeowner's exemption	$47,001 (+6.96%) Land $12,822 Building $34,179	$141,003 (+6.96%) Land $38,466 Building $102,537
2021	$3,385.00 Homeowner's exemption	$43,943 Land $11,988 Building $31,955	$131,829 Land $35,964 Building $95,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-12-276-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	784 sqft Living Area
Gross Area	1,568 sqft Gross Area
1st Floor	784 sqft 1st Floor
Basement Area	784 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood Shingle Exterior
Construction Type	Frame Construction
Lot Area	7,394 sqft (0.17 acres)
Depth X Width	153 ft x 48 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	629 COOPER AVE
City	ELGIN
State	IL
Zip	60120-3014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 5 BLOCK 13
Legal Subdivision	LUDLOWS ADDN
Legal Block	13
Legal Lot Number	5
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3011
Census Tract	850800