660 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 660 Cooper Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 838 sqft · built 1920
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Nov 2004)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-238-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-238-014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	838 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	838 sqft
Basement Area	618 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,560 sqft (0.242 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	660 COOPER AVE
City	ELGIN
State	IL
Zip	60120-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN EAST 30 FT LOT 13 & ALL OF LOT 14 BLOCK 9
Legal Subdivision	LUDLOWS ADDN
Legal Block	9
Legal Lot Number	13,14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	850800

Owner

660 Cooper Ave is owned and occupied by two individuals who acquired it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	660 COOPER AVE, ELGIN, IL 60120-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Prior Sale	Feb 18, 2004 · Amount on File
Deed Document Number	2004147814
Last Transfer Date	Sep 2, 2022
Transfer Doc	0000045915
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 14, 2022
Property Address	660 COOPER AVE, ELGIN, IL 60120-3058
Document Number	0000045915
Map Reference	DOC 2004K147814
Instrument Date	Sep 2, 2022
Instrument	2022K045915
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	660 COOPER AVE, ELGIN, IL 60120-3058

Mortgage

Document Number	0000045916
Date	Sep 14, 2022
Instrument	2022K045916

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Interest

Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 660 Cooper Ave was $3,701 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00 Homeowner's exemption Senior Citizen's exemption	$64,512 (+8.57%) Land $19,847 Building $44,665	$193,613 (+8.57%) Land $59,565 Building $134,049
2024		$59,419 Land $18,280 Building $41,139	$178,328 Land $54,862 Building $123,466
2022	$3,724.00 (+4.99%) Homeowner's exemption	$48,948 (+6.96%) Land $15,059 Building $33,889	$146,844 (+6.96%) Land $45,177 Building $101,667
2021	$3,547.00 Homeowner's exemption	$45,763 Land $14,079 Building $31,684	$137,289 Land $42,237 Building $95,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 660 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 660 Cooper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20