6405 Judith Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6405 Judith Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1983
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`26-25-31-4370-0001-1140`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4370-0001-1140`
Alternative APNs	`253126437000011140` `92310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	421 sqft
Deck Area	228 sqft
Shed	1 Shed
Shed Area	168 sqft
Boat Access	Boat Access
Boat House	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6405 JUDITH CT
City	SAINT CLOUD
State	FL
Zip	34771-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 114
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract	4370
Legal Block	1140
Legal Lot Number	114
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1066
Census Tract	43700

Owner

Source: Osceola County records · APN 26-25-31-4370-0001-1140

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 SUGARBUSH DR, ZIONSVILLE, IN 46077-1908
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 24, 2020
Transfer Doc	0057821724
Record Updated	Jun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 27, 2020
Property Address	6405 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number	0057821724
Book / Page	005782 / 001724
Instrument Date	Aug 24, 2020
Instrument	113757
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	615 SUGARBUSH DR ZIONSVILLE IN 460771908, ZIONSVILLE, IN 46077-1908

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00 (+7.55%)	$269,500 (+3.06%) Land $55,000 Building $214,500	$269,500 (+3.06%) Land $55,000 Building $214,500
2024	$4,106.00 (+4.74%)
2023	$3,920.00 (+14.72%)	$261,500 (+25.42%) Land $55,000 Building $206,500	$261,500 (+25.42%) Land $55,000 Building $206,500
2022	$3,417.00	$208,500 Land $55,000 Building $153,500	$208,500 Land $55,000 Building $153,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 155 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.