Osceola County property record for 6355 Judith Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1972 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Oct 2015) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 262531437000011190 |
| Primary APN | 262531437000011190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,872 sqft Heated Area |
| Gross Area | 2,560 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 130 ft deep x 110 ft wide |
| Garage Type | Finished |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 360 sqft |
| Utility Building | 132 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6355 JUDITH CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF NEW EDEN ON THE LAKES UNITS 11 & 14 PB 1 PG 353 LOT 119 |
| Legal Subdivision | NEW EDEN ON LK 11&14 |
| Legal Lot Number | 119 |
| Legal Unit | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6355 JUDITH CT, SAINT CLOUD, FL 34771-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Prior Sale | Feb 26, 2013 · Amount on Record |
| Deed Document Number | 2015147838 |
| Deed Book / Page | 4851 / 0142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6355 JUDITH CT, SAINT CLOUD, FL 34771-9484 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6355 JUDITH CT, SAINT CLOUD, FL 34771-9484 |
| Document Number | 0060730969 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 6073/969 |
| Instrument | 2021166545 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 (+8.53%) Homeowner's exemption | $181,415 (+5.99%) | $299,500 (+3.1%) Land $63,200 Building $236,300 |
| 2023 | $2,451.00 (+4.88%) Homeowner's exemption | $171,168 (+3%) | $290,500 (+26.19%) Land $63,200 Building $227,300 |
| 2022 | $2,337.00 Homeowner's exemption | $166,183 | $230,200 Land $63,200 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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