6395 Judith Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6395 Judith Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1984
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Mar 2020)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Mar 2020 Sale Feb 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`26-25-31-4370-0001-1150`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4370-0001-1150`
Alternative APNs	`253126437000011150` `92311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,262 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Florida Room
Porch Area	586 sqft
Deck Area	620 sqft
Patio Area	1,702 sqft
Shed	1 Shed
Shed Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6395 JUDITH CT
City	SAINT CLOUD
State	FL
Zip	34771-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	REPLAT NEW EDEN UNIT 11 & 14 LOT 115
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract	4370
Legal Block	1150
Legal Lot Number	115
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1066
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6395 JUDITH CT, SAINT CLOUD, FL 34771-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer OLIVER TITLE LAW
Feb 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	202039270
Deed Book / Page	5694 / 2061
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0046011028
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 18, 2020
Property Address	6395 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number	0056942061
Book / Page	005694 / 002061
Instrument Date	Mar 18, 2020
Instrument	39270
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Tax	$2,086.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6395 JUDITH CT ST CLOUD FL 347719484, ST CLOUD, FL 34771-9484

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 1, 2019
Property Address	6395 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number	0054711441
Book / Page	005471 / 001441
Instrument Date	Jan 30, 2019
Instrument	13757
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6395 JUDITH CT ST CLOUD FL 347719484, ST CLOUD, FL 34771-9484

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (+5.14%) Homeowner's exemption	$269,746 (+5.99%)	$334,400 (+2.36%) Land $55,000 Building $279,400
2024	$3,693.00 (+2.16%)
2023	$3,615.00 (+4.24%) Homeowner's exemption	$254,509 (+3%)	$326,700 (+22.73%) Land $55,000 Building $271,700
2022	$3,468.00 Homeowner's exemption	$247,097	$266,200 Land $55,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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