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6375 Judith Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6375 Judith Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,788 sqft Living Area
Lot Size9,757 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2026)
Tax Bill$1,324.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-25-31-4370-0001-1170
Alternative APNs
  • 253126437000011170
  • 92313

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,788 sqft Living Area
Gross Area2,688 sqft Gross Area
1st Floor1,500 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,757 sqft (0.224 acres)
Depth X Width130 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area24 sqft Pool
Deck Area304 sqft Deck
Porch Area616 sqft Porch
Boat House200 sqft Boat House

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6375 JUDITH CT
CitySAINT CLOUD
StateFL
Zip34771-9484
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES REPLAT UNITS 11 & 14 PB 1 PG 353 LOT 117
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract4370
Legal Block1170
Legal Lot Number117
Legal Unit1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1066
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4370-0001-1170

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Mar 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL FLORIDA EDUCATORS FCU
Jun 23, 2017Warranty Deed, Transfer · Conventional Mortgage
PHH HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Doc Number202631196
Deed Book / Page6934 / 1914
Prior Transfer DateMar 06, 2026
Prior Transfer Doc0069341914
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484

Mortgage

Document Number0061081244
DateDec 15, 2021
Book Page6108/1244
Instrument2021193294
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 11, 2026
Property Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number0069341914
Book / Page6934 / 1914
Map ReferenceMB 1 PG 353&354
Instrument DateMar 04, 2026
Instrument2026031196
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address113 ADELA ST, SAINT AUGUSTINE, FL 32086-8857

Transferred To (Grantee/Buyer)

NameVerified Name
Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484

Mortgage

Document Number0069341916
DateMar 11, 2026
Instrument6934/1916
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051021876
DateFeb 14, 2017
Book Page5102/1876
Instrument2017025324
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueFeb 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2017
Property Address6375 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number0051682658
Book / Page005168 / 002658
Instrument DateJun 22, 2017
Instrument92015
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6375 JUDITH CT ST CLOUD FL 347719484, ST CLOUD, FL 34771-9484

Mortgage

Document Number51682659
DateJun 23, 2017
Book Page005168/002659
Instrument92016
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 22, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,439.00 (+8.69%) Homeowner's exemption Disabled Person's exemption$98,304 (+5.99%)$316,000 (+2.33%) Land $55,000 Building $261,000
2024$1,324.00 (+2.95%)
2023$1,286.00 (+1.58%) Homeowner's exemption Disabled Person's exemption$92,752 (+3%)$308,800 (+25.02%) Land $55,000 Building $253,800
2022$1,266.00 Homeowner's exemption Disabled Person's exemption$90,051$247,000 Land $55,000 Building $192,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 155 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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