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6365 Judith Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6365 Judith Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,322 sqft · built 1993
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Last Sale$445,500 (Jul 2026)
Tax Bill$4,455 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2023 Transfer
Flood ZoneZone AE (high risk)
APN26-25-31-4370-0001-1180

Property Details

APN / Parcel Number

Primary APN26-25-31-4370-0001-1180
Alternative APNs
  • 253126437000011180
  • 92314

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,322 sqft Living Area
Gross Area1,914 sqft
1st Floor Area1,322 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area132 sqft
Deck Area180 sqft
Boat AccessBoat Access
Boat House200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6365 JUDITH CT
CitySAINT CLOUD
StateFL
Zip34771-9484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionNEW EDEN REPLAT UNITS 11 & 14 PB 1 PG 353 LOT 118
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract4370
Legal Block1180
Legal Lot Number118
Legal Unit1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1066
Census Tract43700

Owner

Source: Osceola County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Aug 23, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Deed Document Number202699880
Deed Book / Page7012 / 1347
Prior Transfer DateFeb 15, 2001
Prior Transfer Doc1841000461
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2026
Property Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number0000099880
Book / Page7012 / 1347
Instrument DateJul 28, 2026
Instrument202699880
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Tax$314,968.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 23, 2023
Property Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484
Document Number0064622329
Book / Page6462 / 2329
Map ReferenceMB 1 PG 353&354
Instrument DateAug 23, 2023
Instrument2023111130
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6365 JUDITH CT, SAINT CLOUD, FL 34771-9484

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,455.00 (+7.25%)$270,100 (+1.73%) Land $55,000 Building $215,100$270,100 (+1.73%) Land $55,000 Building $215,100
2024$4,154.00 (+4.53%)
2023$3,974.00 (+14.76%)$265,500 (+25.35%) Land $55,000 Building $210,500$265,500 (+25.35%) Land $55,000 Building $210,500
2022$3,463.00$211,800 Land $55,000 Building $156,800$211,800 Land $55,000 Building $156,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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