Winchester City property record for 632 Watson Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,465 sqft · built 1940 |
| Lot Size | 0.15 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2026) |
| Tax Bill | $2,142 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-03-18 |
| Primary APN | 154-03-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,465 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.15 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2522 |
|---|---|
| Street Address | 632 WATSON AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-5327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | ORCHARD TERR/PLUMLY DEV L-18 E S 632 WATSON AVENUE |
| Legal Subdivision | ORCHARD TERR |
| Legal Lot Number | 18 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Douglas School listed 2000 · 1 contributing resources · NRIS 00000558 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
632 Watson Ave is owned and occupied by an individual who bought it in August 2026.
Source: Winchester City records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 632 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION |
| Mar 6, 2026 | Deed, Transfer OLD TOWNE TITLE COMPANY |
| Feb 13, 2026 | Deed, Transfer · Balloon Mortgage CLEAR SKY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Mar 6, 2026 · Amount on File |
| Deed Document Number | 20261831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 25, 2026 |
| Property Address | 632 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0000001831 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20261831 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | TOWNE TITLE, OLD TOWNE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0000001832, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20261832 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 6, 2026 |
| Property Address | 632 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0260000453 |
| Map Reference | MB 68 PG 178 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 260000453 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $134.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2230 JONES RD, WINCHESTER, VA 22602-6601 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Feb 13, 2026 |
| Property Address | 632 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0260000304 |
| Map Reference | MB 68 PG 178 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 260000304 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | AEDIS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6326 NORDIX DR, WARRENTON, VA 20187-4437 |
| Document Number | 0260000305 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 260000305 |
| Name | CLEAR SKY FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BEAVERDAM, VA 23015 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Nov 30, 2026 |
The 2026 property tax bill for 632 Watson Ave was $2,142.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,142.00 | $269,400 (-) Land $60,000 Building $209,400 | |
| 2025 | $2,142.00 | $269,400 Land $60,000 Building $209,400 | $269,400 Land $60,000 Building $209,400 |
| 2023 | $1,992.00 (+19.93%) | $240,000 Land $60,000 Building $180,000 | $240,000 Land $60,000 Building $180,000 |
| 2022 | $1,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Watson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 632 Watson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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