629 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 629 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,084 sqft · built 1971
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012896-5`

Property Details

APN / Parcel Number

Primary APN	`012896-5`
Alternative APN	`06-25-002-113-029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,380 sqft
Basement Area	1,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012896-5
Street Address	629 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTS #3 50.53 X 149.79 LOT # 237
Legal Subdivision	PARKWOOD ESTS 3
Legal Tract	25
Legal Block	113
Legal Lot Number	237
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	629 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2023
Transfer Doc	0000915289
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 1, 2026
Property Address	629 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	0000113821
Instrument Date	Sep 29, 2026
Instrument	2026113821
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	629 UNIVERSITY AVE, ELYRIA, OH 44035-7238

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	May 10, 2023
Property Address	629 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	0000915289
Map Reference	VOL 25 PG 84
Instrument Date	May 4, 2023
Instrument	2023-0915289
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 UNIVERSITY AVE, ELYRIA, OH 44035-7238

Mortgage

Document Number	0000915290
Date	May 10, 2023
Instrument	2023-0915290

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00	$63,110 (+%) Land $12,320 Building $50,790	$180,310 (-) Land $35,210 Building $145,100
2024	$1,992.00 (-10.63%)	$63,109 (+26.02%) Land $12,324 Building $50,785	$180,310 (+26.02%) Land $35,210 Building $145,100
2023	$2,229.00 (-0.62%)	$50,079 (%) Land $10,749 Building $39,330	$143,080 (-) Land $30,710 Building $112,370
2022	$2,243.00	$50,080 Land $10,750 Building $39,330
2021			$143,080 Land $30,710 Building $112,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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