Polk County property record for 640 S Oak Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,136 sqft · built 1925 |
| Lot Size | 0.905 acres (39,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Jan 2005) |
| Tax Bill | $1,378 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-415000-005020 |
| Primary APN | 25-30-08-415000-005020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 2,136 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 39,435 sqft (0.905 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 1,032 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 740 sqft |
| Cooling System | Central |
|---|
| Street Address | 640 S OAK AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VARN W R ADD DB E PG 371 BLK 5 LOT 2 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | VARN W R ADDITION |
| Legal Tract | 415000 |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 15200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 S OAK AVE, BARTOW, FL 33830-4843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2005 · Amount on File |
| Deed Sale | Jan 10, 2005 · Amount on File |
| Deed Document Number | 20056046 |
| Deed Book / Page | 6045 / 1827 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,153 (+2.7%) | $323,102 (+0.59%) Land $52,435 Building $270,667 | |
| 2025 | $1,378.00 (-17.53%) Homeowner's exemption | $118,942 (+5.99%) | $321,202 (+2.29%) Land $52,435 Building $268,767 |
| 2023 | $1,671.00 (+18.85%) Homeowner's exemption | $112,223 (+3%) | $314,012 (+15.63%) Land $49,963 Building $264,049 |
| 2022 | $1,406.00 Homeowner's exemption | $108,954 | $271,571 Land $47,463 Building $224,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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