595 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 595 S Oak Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,136 sqft · built 1900
Lot Size	0.434 acres (18,922 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jul 1998)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-415000-003042`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-415000-003042`
Alternative APNs	`083025415000003042` `83025000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,136 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	1,675 sqft
Upper Floors Area	1,396 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	18,922 sqft (0.434 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	780 sqft
Porch	Screened/Unfinished Porch
Porch Area	990 sqft

Location & Zoning

Street Address	595 S OAK AVE
City	BARTOW
State	FL
Zip	33830-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VARN W R ADD DB E PG 371 BLK 3 LOT 4 S1/2 LESS W 8 FT THEREOF
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	VARN W R ADDITION
Legal Tract	415000
Legal Block	3
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2034
Census Tract	15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

595 S Oak Ave is owned and occupied by an individual who bought it in July 1998.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	595 S OAK AVE, BARTOW, FL 33830-4842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 1998 · Amount on File
Deed Sale	Jul 29, 1998 · Amount on File
Deed Book / Page	4069 / 1977
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 9, 2019
Property Address	595 S OAK AVE, BARTOW, FL 33830-4842
Document Number	0109010245
Book / Page	010901 / 000245
Instrument Date	Jul 1, 2019
Instrument	142497
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E LEMON ST BARTOW FL 338304824, BARTOW, FL 33830-4824

Mortgage

Document Number	109010247
Date	Jul 9, 2019
Book Page	010901/000247
Instrument	142498

Lender

Name	AMERICAN LIBERTY MTG
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 595 S Oak Ave was $1,498 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,897 (+2.7%)	$392,170 (+0.71%) Land $31,922 Building $360,248
2025	$1,498.00 Homeowner's exemption	$125,508	$389,393 Land $31,922 Building $357,471
2023	$1,785.00 (+18.37%) Homeowner's exemption	$118,418 (+3%)	$376,816 (+28.19%) Land $30,476 Building $346,340
2022	$1,508.00 Homeowner's exemption	$114,969	$293,948 Land $27,976 Building $265,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 S Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 S Oak Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20