Polk County property record for 590 S Oak Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,080 sqft · built 1950 |
| Lot Size | 0.27 acres (11,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Feb 2015) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-416000-000070 |
| Primary APN | 25-30-08-416000-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,774 sqft (0.27 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 80 sqft |
| Street Address | 590 S OAK AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | REYNOLDS J C SUB DB I PG 153 LOTS 7 TO 10 & S 7.5 FT OF CLOSED ALLEY LYING N OF LOTS |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | REYNOLDS J C SUBDIVISION |
| Legal Tract | 416000 |
| Legal Block | 1 |
| Legal Lot Number | 7-10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 15200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
590 S Oak Ave is owned and occupied by an individual who bought it in February 2015.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 590 S OAK AVE, BARTOW, FL 33830-4841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L CORP |
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2015 · Amount on File |
| Deed Sale | Feb 2, 2015 · Amount on File |
| Prior Sale | Jan 28, 2014 · Amount on File |
| Deed Document Number | 201518907 |
| Deed Book / Page | 9443 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 590 S OAK AVE, BARTOW, FL 33830-4841 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 590 S OAK AVE, BARTOW, FL 33830-4841 |
| Document Number | 0000325301 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 12026/1516 |
| Instrument | 20210325301 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 590 S OAK AVE, BARTOW, FL 33830-4841 |
| Document Number | 0109492077 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 590 S OAK AVE BARTOW FL 338304841, BARTOW, FL 33830-4841 |
| Document Number | 0109492077 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 010949/002077 |
| Instrument | 178166 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 590 S OAK AVE, BARTOW, FL 33830-4841 |
| Document Number | 0100660915 |
| Book / Page | 010066 / 000915 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 590 S OAK AVE BARTOW FL 338304841, BARTOW, FL 33830-4841 |
| Document Number | 0100660915 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 010066/000915 |
| Instrument | 30021 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
The 2025 property tax bill for 590 S Oak Ave was $1,586 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,860 (+2.7%) | $254,693 (-3.81%) Land $24,774 Building $229,919 | |
| 2025 | $1,586.00 Homeowner's exemption | $130,341 | $264,772 Land $24,774 Building $239,998 |
| 2023 | $1,869.00 (+17.99%) Homeowner's exemption | $122,979 (+3%) | $266,001 (+15.55%) Land $23,685 Building $242,316 |
| 2022 | $1,584.00 Homeowner's exemption | $119,397 | $230,204 Land $21,185 Building $209,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 590 S Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 590 S Oak Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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