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680 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 680 S Oak Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 2020
Lot Size0.224 acres (9,771 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (May 2020)
Tax Bill$1,701 (2025)
Deeds & MortgagesSep 2023 Transfer
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN25-30-08-418000-000030

Property Details

APN / Parcel Number

Primary APN25-30-08-418000-000030
Alternative APNs
  • 083025418000000030
  • 83025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area1,416 sqft
1st Floor Area1,196 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area9,771 sqft (0.224 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area220 sqft
PorchUnfinished Open Porch
Shed1 Shed

Location & Zoning

Street Address680 S OAK AVE
CityBARTOW
StateFL
Zip33830-4843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBROOKINS A B SUB DB 1 PG 466 LOTS 3 & 4
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionBROOKINS A B SUBDIVISION
Legal Tract418000
Legal Block1
Legal Lot Number3,4
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1017
Census Tract15200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

680 S Oak Ave is owned and occupied by two individuals who acquired it in August 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address680 S OAK AVE, BARTOW, FL 33830-4843
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Intrafamily Transfer, Transfer
Feb 11, 2021Deed of Trust, Mortgage · VA Mortgage
JFQ LENDING INC
May 13, 2020Grant Deed, Transfer · VA Mortgage
FREEDOM MTG
Jan 7, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jan 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 17, 2019Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleJan 7, 2020 · Amount on File
Deed Document Number202096179
Deed Book / Page11232 / 1891
Last Transfer DateAug 24, 2023
Transfer Doc0000214355
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 12, 2023
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Document Number0000214355
Book / Page12833 / 2205
Map ReferenceMB 1 PG 466
Instrument DateAug 24, 2023
Instrument2023214355
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address680 S OAK AVE, BARTOW, FL 33830-4843

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address680 S OAK AVE, BARTOW, FL 33830-4843

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 S OAK AVE, BARTOW, FL 33830-4843

Mortgage

Document Number0000036430
DateFeb 11, 2021
Book Page11578/277
Instrument2021036430
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 13, 2020
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Document Number0112321891
Book / Page011232 / 001891
Instrument DateMay 8, 2020
Instrument96179
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,176.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11110 HACKNEY DR RIVERVIEW FL 335784516, RIVERVIEW, FL 33578-4516

Mortgage

Document Number112321892
DateMay 13, 2020
Book Page011232/001892
Instrument96180
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 12, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 7, 2020
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Document Number0110991263
Book / Page011099 / 001263
Instrument DateJan 3, 2020
Instrument4060
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 280 EAGLE LAKE FL 338390280, EAGLE LAKE, FL 33839-0280

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 7, 2020
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Document Number0110991261
Book / Page011099 / 001261
Instrument DateDec 19, 2019
Instrument4059
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address614 E HIGHWAY 50 #102 CLERMONT FL 347113164, 102, CLERMONT, FL 34711-3164

May 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionPOLK FL
Recording DateMay 17, 2019
Property Address680 S OAK AVE, BARTOW, FL 33830-4843
Document Number0108441319
Book / Page010844 / 001319
Instrument DateMay 17, 2019
Instrument101486
Transaction TypeForeclosure
Record UpdatedMay 31, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$29.40
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 E HIGHWAY 50 #102 CLERMONT FL 347113164, 102, CLERMONT, FL 34711-3164

Tax Assessment & Valuation

The 2025 property tax bill for 680 S Oak Ave was $1,701 with exemptions applied.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,040 (+2.7%)$213,975 (-0.59%) Land $22,315 Building $191,660
2025$1,701.00 Homeowner's exemption$154,859$215,250 Land $22,315 Building $192,935
2023$1,865.00 (+18.71%) Homeowner's exemption$146,112 (+3%)$212,830 (+18.63%) Land $21,344 Building $191,486
2022$1,571.00 Homeowner's exemption$141,856$179,414 Land $18,919 Building $160,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 S Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 S Oak Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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