Polk County property record for 563 S Oak Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,190 sqft · built 1910 |
| Lot Size | 0.558 acres (24,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Mar 2016) |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-415000-003041 |
| Primary APN | 25-30-08-415000-003041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Upper Floors Area | 640 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,285 sqft (0.558 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 280 sqft |
| Street Address | 563 S OAK AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VARN W R ADD DB E PG 371 BLK 3 LOT 4 N1/2 & S 23 FT OF 1 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | VARN W R ADDITION |
| Legal Tract | 415000 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 15102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
563 S Oak Ave is owned and occupied by two individuals who bought it in March 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 563 S OAK AVE, BARTOW, FL 33830-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on File |
| Deed Sale | Mar 21, 2016 · Amount on File |
| Deed Document Number | 201648897 |
| Deed Book / Page | 9773 / 1216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 563 S OAK AVE, BARTOW, FL 33830-4842 |
| Document Number | 0108650408 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 563 S OAK AVE BARTOW FL 338304842, BARTOW, FL 33830-4842 |
| Document Number | 0108650408 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 010865/000408 |
| Instrument | 116199 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 563 S OAK AVE, BARTOW, FL 33830-4842 |
| Document Number | 0103000872 |
| Book / Page | 010300 / 000872 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 563 S OAK AVE BARTOW FL 338304842, BARTOW, FL 33830-4842 |
| Document Number | 0103000872 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 010300/000872 |
| Instrument | 207745 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MO 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 563 S OAK AVE, BARTOW, FL 33830-4842 |
| Document Number | 0100551226 |
| Book / Page | 010055 / 001226 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Title Company | LENDER LIVE SETTLEMENT SERVICES, LENDER LIVE SETTLEMENT SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 563 S OAK AVE BARTOW FL 338304842, BARTOW, FL 33830-4842 |
| Document Number | 0100551226 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 010055/001226 |
| Instrument | 1863 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 563 S Oak Ave was $952 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,095 (+2.7%) | $253,634 (-0.91%) Land $37,285 Building $216,349 | |
| 2025 | $952.00 Homeowner's exemption | $95,516 | $255,968 Land $37,285 Building $218,683 |
| 2023 | $1,264.00 (+21.54%) Homeowner's exemption | $90,120 (+3%) | $248,754 (+22.58%) Land $35,571 Building $213,183 |
| 2022 | $1,040.00 Homeowner's exemption | $87,495 | $202,926 Land $33,071 Building $169,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 563 S Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 563 S Oak Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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