Kane County property record for 626 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,776 sqft · built 1925 |
| Lot Size | 0.278 acres (12,128 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,464 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-428-017 |
| Primary APN | 06-12-428-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,128 sqft (0.278 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 626 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIR GROUND ADDN LOT 6 BLOCK 3 |
| Legal Subdivision | FAIR GROUND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 850800 |
626 Algona Ave is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 ALGONA AVE, ELGIN, IL 60120-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 626 ALGONA AVE, ELGIN, IL 60120-3904 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 626 ALGONA AVE, ELGIN, IL 60120-3904 |
| Document Number | 0000010602 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026K010602 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.84% |
| Change Frequency | Monthly |
The 2025 property tax bill for 626 Algona Ave was $6,464 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,464.00 Homeowner's exemption Senior Citizen's exemption | $100,734 (+8.57%) Land $22,762 Building $77,972 | $302,323 (+8.57%) Land $68,313 Building $234,010 |
| 2024 | $92,782 Land $20,965 Building $71,817 | $278,457 Land $62,920 Building $215,537 | |
| 2022 | $5,673.00 (+5.19%) Homeowner's exemption | $76,430 (+6.96%) Land $17,270 Building $59,160 | $229,290 (+6.96%) Land $51,810 Building $177,480 |
| 2021 | $5,393.00 Homeowner's exemption | $71,456 Land $16,146 Building $55,310 | $214,368 Land $48,438 Building $165,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Algona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 626 Algona Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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